The Home Guaranty Corporation provides guaranty cover to investments and credits for housing through its guaranty facilities to encourage banks and other financial institutions to channel their resources into home building and ownership. HGC provides risk cover on the outstanding principal and interest yield up to 11%. HGC guaranteed loans and investments are exempt from all taxes up to 11%. There are several types of guarantees HGC offers such as:

• Retail Loan Guaranty - guaranty coverage on loans/credit facility extended for the purchase/acquisition of a single-family residence.
• Developmental Loan Guaranty – a guaranty facility covering loans extended for the development of subdivisions, townhouses, dormitories, apartments and other residential dwellings.
• Guaranty for Securitization Scheme – guaranty cover on securities or financial instruments or on the receivables backing-up the securities.  The issuance is backed-up by a pool of assets, such as receivables and/or real estate properties.