To provide Filipino households with affordable housing , the government provides housing loans at low interest rates through the Home Development Mutual Fund (HDMF or Pag-IBIG Fund).
The Community Mortgage Program (CMP) is an innovative scheme likewise provides affordable financing to enable informal settlers, slum dwellers or residents of blighted areas to purchase the privately-owned lands they occupy.
The Development of Poor Urban Communities Sector Project (DPUCSP) is an innovative project to assist Local Government Units address the housing and shelter and basic infrastructure needs of their urban poor households not only by providing LGUs with financing for such undertakings but also through strengthening LGU organizational capacities.
The Abot-Kaya Pabahay Program aims to provide affordable housing finance to households, housing developers and banks through amortization support, development financing, and cash flow guaranties.
The HGC Development Guarantee Program seeks to encourage banks and other financing institutions to engage in housing projects by providing risk cover to their housing loans and investments.
- HDMF Lending Programs
The Home Development and Mutual Fund or Pag-IBIG Fund has several programs to address the housing requirements not only of its members but of private developers as well. read more
- Community Mortgage Program
The Community Mortgage Program (CMP) utilizes an innovative system of mortgage financing whereby beneficiaries, through the concept of community ownership, may acquire a... read more
- Development of Poor Urban Communities Sector Project
The Development of Poor Urban Communities Sector Project (DPUCSP) was envisioned to contribute to the Government’s overarching goal of poverty alleviation. It addresses... read more
- Abot-Kaya Pabahay Program
The Abot-Kaya Pabahay Fund was created pursuant to R.A. 6846 or the Social Housing Support Fund Act, with the objectives of enhancing the affordability of low-cost... read more
- HGC Development Guarantees
The Home Guaranty Corporation provides guaranty cover to investments and credits for housing through its guaranty facilities to encourage banks and other financial... read more